If you want to insure the hair on your head you can. What kind of insurance is relevant for you especially if you are running a small or medium size enterprise. I've outlined some necessary yet not legally required insurances below. You can investigate them further.
1. Public liability
2. Professional indemnity
3. Employers liability
4. Loss of earnings caused by an insured incident
5. Business from home insurance
6. Tradesman insurance
7. Commercial or residential landlord insurance
What to look out for when purchasing business insurance
1. Compare the market for different quotes and don't get stung
2. Can your insurance be tailor made so you are not paying for what you don't need
3. What exactly is covered and by how much
4. What are the excesses on the insurance
5. Do they have a 24hr legal service or help line
6. What is it going to cost and what is the service, i.e do they provide a dedicated claims officer
7. If in doubt, use an independent agent and still ask the questions
Business Advice from the MD at RBSS Consulting Ltd. For more information contact RBSS Consulting at info@rbssconsulting.com or 0844 3577 643
Remi Okeshola
Managing Director
www.rbssconsulting.com
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